July 19, 2017

If your personal property is stolen from your car - think sports equipment, clothing, laptop, shopping purchases - do you know what's covered by your auto insurance policy and what isn't?

Items attached to your car. like roof racks and baby car seats are covered by your auto policy.  

But if the fancy leather jacket that you left in your car is the victim of a smash-and-grab you'd better have a home insurance policy in place.

December 11, 2016

Find answers to all the FAQs related to automobile insurance in Ontario.

October 4, 2014

In Ontario, "insurance follows the vehicle, not the driver" which means when you lend your car to someone, you're also lending them your insurance coverage and your driving record.  

If the person who borrows your car is in an accident and is determined to be at-fault, the accident will go on YOUR INSURANCE RECORD.

This is regardless whether or not the person you loaned your car to has his/her own insurance policy with another company.

And yes, you can...

September 23, 2014

In Ontario we have a "no fault" insurance system, which understandably leads people to believe that no one is assigned fault in an accident - whereas in reality someone is always deemed to be "at-fault".   In fact, the law requires insurance companies to assign a percentage of fault to each of the drivers involved in the accident, from 0% - 100%.

In practical terms, what "no-fault" insurance refers to is the question of which insurance company is...

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January 4, 2017

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