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Yes, we are an insurance approved auto body shop!

We have been providing quality insurance repairs for over 30 years - from minor damage to major accident restoration - and are approved to work with ALL insurance companies.

We provide hassle-free, end-to-end claims handling, including rental car co-ordination, and direct insurer invoicing.

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Here's how the insurance claims process works:

 

1.  Estimate & Photos Submission

We assess the damage and create a detailed repair and refinishing plan, which we submit to your insurer with a comprehensive package of multi-angled photos of the damages.

 

2.  Estimate Review & Approval

We follow-up with your insurer for a timely estimate approval, use of Original Equipment Manufacturer (OEM) parts, and appropriate labour repair time for the highest standards, ensuring that all industry specifications and guidelines are met.

 

3.  Repairs & Supplemental Claims

Parts are ordered, the vehicle is disassembled, and repairs begin. After disassembly it is not uncommon to discover additional damage that wasn't visible during the initial assessment. If this happens we submit a "supplemental claim" to the insurer with additional photos and details, and again follow-up for timely approvals and keep the repair process on track.

 

4.  Direct Billing & Settlement

When repairs are complete, we submit a copy of the final invoice directly to the insurer for payment. 

Note: While insurers often recommend their own 'preferred' or 'partner shops', Ontario consumers have a legal right to choose where to have their vehicle repaired.

We suggest choosing a shop that is conveniently located for you, and has a reputation you can trust based on word-of-mouth recommendations,  independent reviews, and the number of years it has been in business.​

common questions about Insurance Claims

How long do I have to file an insurance claim?

7 days for vehicle damage, 30 days for personal injuries.

Will my insurance rates go up after a minor accident?

Under Ontario rules, your rates should not increase if you are found 0% at fault.

How do insurance companies determine fault?​

Driver fault is evaluated based on the Fault Determination Rules set out in the Ontario Insurance Act. These rules:

 

What does 'no fault' insurance mean?

In Ontario, 'no-fault' insurance refers means that after a car accident, you deal exclusively with your own insurance company for vehicle damage repairs and personal injuries, regardless of who caused the crash.  (It does not mean that nobody is held responsible for the accident. Insurers assign fault from 0%-100% to each driver involved using Ontario's Fault Determination Rules.) 

In contrast, in an 'at-fault' (tort) system, the driver who caused the accident (or their insurance provider) is entirely responsible for paying for the other party's car repairs and injury claims. 

The 'no fault' system removes the need for fault to be determined before getting help, lowers legal costs, and reduces court delays (if there are injuries).

have your vehicle repaired with confidence at omega mp autobody!

Serving:  high park   |   the junction   |   roncesvalles  |    the kingsway  |  stockyards district  |  bloor west village
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416 769 5341 (Shop & 24/7 Towing)

Mon-Thu 8-5 and Fri 8-4

mpautobody.ca

353 Ryding Av Toronto, ON  M6N 1H6 

@omega.mp.autobody

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We use ENVIRONMENTALLY FRIENDLY waterborne paints and waste recycling processes.

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